Need an appraisal in Florence or Lane County?

Check out the top seven reasons OR homeowners call on Lewis Appraisal Services, Llc.:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to reduce a monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a OR divorce, where real estate needs to be divided
  7. To settle an estate in OR by determining the true market value of property in question

Do you own a house in or near Florence? Do you need help determining the value of your real estate?
Contact Lewis Appraisal Services, Llc..

At Lewis Appraisal Services, Llc., we understand the particular needs of a homeowner looking for appraisal services. Our usual business clients understand the appraisal process and the standard documents we provide. As our client, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at Lewis Appraisal Services, Llc., are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value opinion than yours.

Need to cancel PMI?

A popular money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We're veterans in helping people just like you abolish unnecessary PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in a region that's declining or not appreciating as much as other houses nearby. That means you're probably paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Lewis Appraisal Services, Llc. is your strongest weapon.

Was your HELOC recently frozen?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow viewpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Lewis Appraisal Services, Llc. can provide you with efficient appraisal that will help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for accuracy? Lewis Appraisal Services, Llc. offers field reviews where we'll go out and check the subject and comparables. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. Even though this is typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property.